PCP Finance

At Master Cars

When it comes to buying a new or used car, for most motorists vehicle finance is key. With low deposits and fixed monthly repayments making driving away in a model more affordable than ever, you are often able to secure a great deal in next to no time. At Master Car Sales, our sales advisors will be able to help you secure the best value possible on the vehicle of your choice, with Personal Contract Purchase (PCP) deals among the most popular options around.

A PCP arrangement is a very simple form of car finance. Pay a deposit followed by monthly payments over an agreed term. Unlike other forms of finance such as Hire Purchase, a PCP agreement means you are covering payments for the amount of depreciation against the car. As such, the monthly payments are often lower in comparison to other purchasing scheme. However, you will not officially own the vehicle unless you pay an optional final payment - often referred to as a balloon payment - at the end of the agreement.

The flexibility of a PCP scheme does mean that this balloon payment is entirely optional. If you no longer wish to drive this particular vehicle, you can return the model or exchange for another one and take out a new contract. As a result, you will be able to regularly drive away in the latest new cars from your chosen manufacturer.

As one of the most affordable purchase options available, it’s no surprise that a PCP agreement represents a popular choice among UK motorists. At Master Car Sales in Hitchin, one of our sales advisors will be able to answer any questions you may have about a PCP deal. Not only that, but they’ll process any application in order to ensure you secure the best possible value for money on any vehicle you buy.

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